The Financially Independent Millennial
Samantha, a millennial, prioritized financial independence. She lived frugally, saved aggressively and invested wisely.

Samantha's strategy included:

1. *Budgeting*: She tracked expenses and cut back on non-essentials.
2. *Investing*: Samantha invested in low-cost index funds.
3. *Side hustles*: She generated additional income through freelance work.

Through her efforts, Samantha:

- Paid off student loans
- Built a sizable investment portfolio
- Achieved financial independence

Samantha's story highlights:

1. *Frugality*: Living below her means allowed her to save and invest.
2. *Financial literacy*: Samantha educated herself on personal finance.
3. *Proactivity*: She took control of her financial future.


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